Learn how fintechs decide who gets a loan: assess affordability, build and test a transparent scorecard in a spreadsheet, evaluate a scoring model and its cut-off honestly, judge alternative data for fairness and privacy, and lend within Nigeria's digital-lending rules while explaining every decision to the borrower.

A full certificate course for Banking & Finance students and young professionals, part of the IntelliScan AI Campus Your Degree + AI programme. Six modules, a practical assignment in every module and a capstone project, all phone-friendly. No programming needed.